The Adelaide practitioner cohort
South Australia has a long-established registered-conveyancer profession with most practices operating as sole traders or 2 to 5 person firms. Adelaide, the Adelaide Hills and the Fleurieu Peninsula account for the majority of the practitioner base, with regional clusters in Mount Gambier, Whyalla and Port Lincoln.
For an SA registered conveyancer, the AML/CTF obligation set is identical to that of an interstate counterpart. The state licence does not change scope, exempt smaller practices or alter the AUSTRAC reporting deadlines.
What changes in practice for an Adelaide settlement
Three operational changes matter. First, customer due diligence runs at file-opening, not in the settlement week. Second, sanctions and PEP screening runs every time a new party is added to a transaction (a substituted buyer, a guarantor, a related entity). Third, certain transactions trigger AUSTRAC reports that have hard deadlines: SMR within 3 business days of forming a suspicion, TTR within 10 business days of a A$10,000+ cash transaction, IFTI within 10 business days for cross-border instructions.
Caltury captures all three. The customer onboarding wizard runs at intake. Sanctions screening fires automatically. AUSTRAC reports are drafted in the correct format for you to review and lodge in AUSTRAC Online.
Practical setup for an SA conveyancer
Time investment for a sole practitioner is typically 4 to 6 hours spread over the 14-day free trial: signing up, importing existing clients by CSV, walking the Program builder, configuring the customer form, and running a practice screen. The Program PDF, the practice's risk assessment and the staff training records all sit in the same app.
From go-live, the operator workload is roughly 5 to 15 minutes per new customer (depending on entity type) and zero overhead per settlement that does not trigger a report. Reports themselves typically take 15 to 30 minutes to review and lodge.
Common questions
Is CBS the AML/CTF regulator for me in South Australia?
No. CBS regulates the state conveyancer registration framework. AUSTRAC is the AML/CTF regulator under the Commonwealth Act. The two operate independently and run separate inspection regimes. Caltury maintains the AUSTRAC side without touching your CBS obligations.
We share an office with a real estate agency. Are we one reporting entity?
No. Each business providing designated services is its own reporting entity. The conveyancer enrols on its own. The agency enrols on its own. Each maintains its own Program, customer records and report log.
Do regional South Australian practices have any leeway on timelines?
No. The 1 July 2026 commencement and the report deadlines apply equally to regional and metropolitan practices. The only flexibility relevant to regional work is that remote-ID verification is permitted, so geographic distance from a customer does not block CDD.
Does Caltury cover SA-specific contract elements like Form 1?
Caltury does not produce SA Form 1 vendor statements; that work continues to sit in your existing settlement tooling. Caltury covers the AML/CTF layer (CDD, screening, AUSTRAC reports, records) which is uniform across the country regardless of state form requirements.
This page is general information about Australian AML/CTF obligations. It is not legal advice. AUSTRAC has not reviewed this content. For situations specific to your practice consult an Australian-qualified lawyer or AML/CTF adviser.