Guides

Tranche 2 in plain
English.

Long-form explainers for the practice that just inherited 11 AML/CTF obligations and does not have a compliance team. Written by someone who reads AUSTRAC line-by-line so you do not have to.

6 guides published. More quarterly.

All practices9 min readUpdated 21 June 2026

Best AML/CTF software for Australian Tranche 2 practices (June 2026)

Seven AML/CTF tools sized for Australian Tranche 2 practices, compared on pricing, customer size and honest gaps. Caltury is included with disclosed bias. The list ends with a who-should-pick-what recommendation. Updated June 2026.

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All practices8 min readUpdated 19 May 2026

The 12 records AUSTRAC actually wants you to keep (and for how long)

Seven years sounds simple until you realise each record class has its own start date. Customer identity records run from end-of-relationship. Transaction records run from the transaction date. Program versions run from when superseded. Get the start date wrong and the record is technically compliant today, under-retained in 2033.

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Law10 min readUpdated 19 May 2026

Tranche 2 for small Australian law firms: which practice areas trigger AML

Not every legal service is designated. Pure litigation, criminal defence and family law largely sit outside. Conveyancing, trust and company structuring, client-funds management and acting as nominee all sit firmly inside. The scope test is the most important part of this guide.

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Conveyancing9 min readUpdated 19 May 2026

Tranche 2 for Australian conveyancers: what changes 1 July 2026

Conveyancing has no scope ambiguity. If your practice settles property transactions, you are in. Here is the workflow walk-through for a small NSW / VIC / WA / SA practice, plus the QLD note (where solicitors handle conveyancing instead).

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Accounting10 min readUpdated 19 May 2026

AML/CTF checklist for small Australian accounting practices

Not every accounting service is designated. A bookkeeping-only practice may be out of scope; a practice that incorporates client companies almost certainly is in. Here is the checklist, and the honest scope test that sits underneath it.

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Real estate9 min readUpdated 19 May 2026

What Tranche 2 means for independent Australian real estate agencies

If your agency helps buyers or sellers transact real estate, you are in scope from 1 July 2026. Here is what AUSTRAC actually expects, mapped to the day-to-day of a 2 to 5 person office.

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Want the whole thing as a checklist?

The 40-point Tranche 2 compliance checklist. Every obligation an independent AU firm needs to satisfy by 1 July 2026. Email it to your team. Print it. Tick the boxes.

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Tranche 2 in plain English.

Best AML/CTF software for Australian Tranche 2 practices (June 2026)

The 12 records AUSTRAC actually wants you to keep (and for how long)

Tranche 2 for small Australian law firms: which practice areas trigger AML

Tranche 2 for Australian conveyancers: what changes 1 July 2026

AML/CTF checklist for small Australian accounting practices

What Tranche 2 means for independent Australian real estate agencies

Want the whole thing as a checklist?

Tell us what is missing.

Tranche 2 in plain
English.