Pricing

From A$99 a month, not the A$22.2m penalty cap.

Less than the cost of an hour of an AML consultant’s time, paid monthly. All prices in AUD, ex GST. Cancel any time in-app. 14-day free trial, no credit card to start.

Plans

One price. No surprises.

Starter

Sole practitioners and 1 to 2 staff

AUD$99/mo

per month, ex GST

Start free trial

Up to 50 active customers
5 KYC verifications included / month
AUSTRAC enrolment wizard
Risk assessment generator
AML/CTF Program builder (Part A + Part B)
Customer KYC including beneficial ownership
Risk-cadence sanctions and PEP rescreening (high 6-monthly, medium annually, low 3-yearly)
8-template SMR drafter (with AUSTRAC-format narrative)
TTR drafter (single + bulk for settlement days)
IFTI drafter (cross-border instruction reporting)
Annual Compliance Report pre-fill
Annual review wizard
Independent reviewer portal
7-year records vault with PDF export
7 staff training modules
Subscribable calendar feed (Apple/Google/Outlook)
Weekly compliance digest + deadline nudges
50+ entry help glossary + procedure templates
2FA, full data export (APP 12)
Email support

Practice

Firm

Up to 50 staff

AUD$499/mo

per month, ex GST

Start free trial

Unlimited active customers
100 KYC verifications included / month
Bulk CSV import
Priority email support + dedicated CSM

Plus everything in Practice

Multi-user with roles + named-CO designation
Customer search by name, ABN, email
Bulk risk-rate + bulk archive
Audit log filter by user, entity, date
Customer book CSV export
Reviewer findings in dashboard + email-on-submit
AUSTRAC enrolment wizard
Risk assessment generator
AML/CTF Program builder (Part A + Part B)
Customer KYC including beneficial ownership
Risk-cadence sanctions and PEP rescreening (high 6-monthly, medium annually, low 3-yearly)
8-template SMR drafter (with AUSTRAC-format narrative)
TTR drafter (single + bulk for settlement days)
IFTI drafter (cross-border instruction reporting)
Annual Compliance Report pre-fill
Annual review wizard
Independent reviewer portal
7-year records vault with PDF export
7 staff training modules
Subscribable calendar feed (Apple/Google/Outlook)
Weekly compliance digest + deadline nudges
50+ entry help glossary + procedure templates
2FA, full data export (APP 12)

Included in every plan

Every tier closes every AML/CTF obligation.

Tiers differ by capacity, not by capability. The Starter plan runs every workflow the Firm plan runs, with smaller usage allowances.

AUSTRAC enrolment wizard
ML/TF risk assessment
AML/CTF Program (Part A + Part B)
Customer due diligence workflows
Stripe Identity KYC integration
OpenSanctions PEP and sanctions screening
Guided Suspicious Matter Report drafter
Threshold Transaction Report drafter
Staff training modules with certificates
Append-only 7-year audit log
Compliance calendar with deadline alerts
Sydney hosted (Supabase + Vercel ap-southeast-2)

What you save

What independent firms spend doing this manually.

A working estimate based on what AU AML consultants quote for one-off Program setup and what most firms spend building their own KYC and screening workflow. Treat as an upper bound.

Compliance need

Doing it yourself

With Caltury

AUSTRAC enrolment

DIY~2 hours of reading + form prep

Caltury5 min walkthrough

AML/CTF Program (Part A + Part B)

DIYA$3–15k consultant or weeks of writing

CalturyAuto-drafted, one evening

KYC for each customer

DIYManual ID checks, file scans, retention

CalturyStripe Identity. We cover the verifications.

Sanctions and PEP screening

DIYManual lookups against DFAT, UN, OFAC, EU

CalturyAuto-screened, re-checked monthly

Beneficial-owner capture

DIYBuild branched form for company / trust buyers

CalturyBranched form built in

SMR, TTR, IFTI drafting

DIYHand-write from AUSTRAC PDF on a deadline

CalturyDrafted from your matter notes

Annual Compliance Report

DIYManually compile records each July

CalturyAuto-generated from your year of activity

7-year record keeping

DIYFiling cabinet + spreadsheet + backup plan

CalturyAppend-only audit vault, auto-retention

Free until 1 July

Full product, every feature on, no credit card. Free through the Tranche 2 commencement — then from A$99/mo if you stay.

Cancel any time

In-app, in two clicks. No retention call, no email loop, no monthly minimum.

30-day data export window

After cancellation, the account is read-only for 30 days so you can export everything. Then deleted.

A$1m PI insurance

Caltury holds bound A$1m professional indemnity + A$20m public liability + A$1m cyber. Real cover, not a logo.

Common questions

Pricing questions.

Q.01What if I have more customers than my plan?

A.01

You will not be cut off mid-month. Caltury prompts you to upgrade and any overage in identity verifications is billed at A$2.50 per verify.

Q.02Does the customer limit count old files I can't delete?

A.02

No. The plan limit counts ACTIVE customers (people you're currently providing a designated service to). When a matter ends you archive the customer, which removes them from your active count but keeps the file in your 7-year audit vault as AUSTRAC requires. You're never penalised for being long-tenured.

Q.03Can I switch plans?

A.03

Up or down, in-app, any time. Pro-rated automatically. Downgrades take effect at the next billing cycle so you keep the higher-tier features until you renew.

Q.04Is GST included?

A.04

No. All prices are quoted ex GST. Stripe invoices for Australian customers add 10 percent GST. The amount is fully claimable as a business expense.

Q.05What happens during the 14-day trial?

A.05

Full product, every feature. No credit card requested upfront. At day 14, either subscribe or the account moves to read-only for 30 more days so you can export your data.

Q.06Can I get an annual discount?

A.06

Yes. Click Annual on the toggle at the top of this page for the 17% discount. Two months free, billed annually.

Q.07What about practices with 50+ staff?

A.07

Talk to us about Enterprise. Pricing scales sub-linearly past Firm. Typical range is A$8 to A$12 per staff member per month for 50+ seats, with SAML SSO and an SLA.

Q.08Are KYC verifications really included?

A.08

Yes. 5 / 25 / 100 free verifications per month by tier. After that, A$2.50 per verify (covers Stripe Identity, sanctions screening and processing). Most independent practices do well under 25 per month.

Try Caltury free for 14 days

No credit card. Full product. Cancel anytime.

Set up your AUSTRAC enrolment package, risk assessment and AML/CTF Program in an afternoon.

Start free trial Or run the cost calculator →