Caltury

Free interactive tool

What will Tranche 2 compliance actually cost you?

A side-by-side cost projection over three years for the path your firm is most likely to take: DIY, an external consultancy, or software. Built on the Government’s published Tranche 2 cost estimates.

Your practice

Four inputs. Numbers update as you type.

DIY

Principal's own time at A$225/hr

$64,300

3-year total cost projection

Year 1 principal time (132 hrs × $225/hr)$29,700
Year 2-3 each (77 hrs)$17,300
3-year total$64,300

Consultancy

Entry-tier AU AML retainer

$35,300

3-year total cost projection

Year 1 (onboarding $3,500 + $799/mo)$13,088
Year 2-3 each ($799/mo + annual review)$11,088
3-year total$35,300

Caltury Practice

Cheapest

A$249/mo + A$2.50 per overage KYC

$9,000

3-year total cost projection

Caltury Practice ($249/mo × 12)$2,988
KYC included (120 / yr within 300 cap)$0
3-year total$9,000

Recommended plan

Caltury Practice· A$249/mo

Sized for 120 customers/yr. Your projected verification volume sits inside the included allowance.

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Methodology

Numbers reflect the Australian Government’s Regulation Impact Statement on Tranche 2 (A$4,460 to A$28,650 upfront and A$6,020 to A$33,230 per year ongoing, by firm size) and published AU consultancy package rates. Principal time is valued at A$225/hr (mid-point of the A$150-A$300 professional- services hourly range). Caltury list pricing of A$99 / A$249 / A$499 per month plus A$2.50 per KYC verification overage. All figures rounded to the nearest A$100. General guidance only, not legal or financial advice.