Free interactive tools
Free AML/CTF tools.
Three interactive tools that answer a real principal question, return a useful result, and explain the maths. No signup required to use them.
Penalty exposure estimator
Estimate your maximum theoretical AML/CTF civil penalty under the Act, scaled by entity size and transaction profile, with a full calculation trace.
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Compliance cost calculator
Compare the 3-year cost of DIY, consultancy and software-led Tranche 2 compliance using the Government's published Regulation Impact Statement figures.
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SMR / TTR / IFTI decision checker
Branched decision flow that tells you which AUSTRAC report to lodge, the statutory deadline and the section reference under the AML/CTF Act 2006.
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What the paid product does
These tools answer once. Caltury remembers for seven years.
Every customer file, every sanctions check, every SMR you lodge — sealed into an append-only audit vault and retained for the statutory 7-year period. When AUSTRAC asks, you export one file.
All tools are free to use. Caltury runs the real workflow these tools describe — written AML/CTF Program, customer due diligence, sanctions screening, SMR / TTR / IFTI drafting and the 7-year audit log.